Welcome to Lightning Docs

Lightning Docs is a fully automated, cloud-based loan document solution developed by Geraci LLP. Its user-friendly interface, low cost, and instant delivery make Lightning Docs the perfect solution for your loan documentation needs.

The Latest Lightning Docs Data

Week of 4/8/24

Average National Interest Rate (Bridge): 11.24% (down 0.11% from last week)
Best Interest Rate Bridge Counties: Maricopa, AZ (11.57%) || Philadelphia, PA (11.50%) || Cook, IL (11.13%)

Average National Interest Rate (30-Year DSCR): 7.93% (up 0.05% from last week)
Most Active DSCR Counties: Philadelphia, PA (14 loans) || Cuyahoga, OH (10 loans) || Cook, IL (7 loans)

How It Works

Lightning Docs puts best-in-class, law firm-grade loan documents at your fingertips. 


Fill out a brief, interview-style questionnaire so the system can tailor your documents to your exact terms: choose the type of loan, collateral, product, and many more.


Lightning Docs inputs your terms into a law firm-grade document set and generates your custom documents in seconds.


Download your documents with the peace of mind that you are legally protected.

Loan Capabilities

No matter the collateral property type, loan product, loan amortization, and many more, Lightning Docs has you covered.

All Loan Products

Short-Term Bridge, Fix & Flip, Construction, Ground-Up, Commercial, 30-Year Loans, DSCR Rental, Portfolio Blankets, Cosmetic Rehab, Rental, Perm and Mini Perm Loans, and many other product types

Loans Secured by All Property Types

SFR, Multifamily, Commercial, Industrial, Warehouse, Mixed-Use, Hospitality, and Land

Any Loan Amortization

ARM, Interest-Only, Partial and Full Amortization, I/O to Full or Partial, and all other types of amortization

Why Lightning Docs?

With Lightning Docs, you have the autonomy to create gold standard business purpose loan documents without a live attorney.

Documents Available in All 50 States

Easily Customizable for Your Needs

No Re-Draw Fees or Contract Period

Integrates with Most Major LOS Platforms

Easy to Access, Copy, and Download Old Files

No Restrictions on # of Borrowers, Guarantors, Properties, etc.

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custom features
$ 0 Billion
in loans
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loans drafted

A Few of Our Biggest Fans

Take it from our clients: Lightning Docs will revolutionize your loan documentation process.