Welcome to Lightning Docs

Lightning Docs is a fully automated, cloud-based loan document solution developed by Geraci LLP. Its user-friendly interface, low cost, and instant delivery make Lightning Docs the perfect solution for your loan documentation needs.

Lightning Docs are the official loan documents of AAPL

Lightning Docs is trusted by over 50% of the top 50 Private Lenders in the U.S.

Take it from our clients: Lightning Docs will revolutionize your loan documentation process.

The Latest Lightning Docs Data

Week of 5/6/24

Average National Interest Rate (Bridge): 11.16% (down 0.09% from last week)
Best Interest Rate Bridge Counties: Philadelphia, PA (11.47%) || Duval, FL (11.44%) || Cook, IL (11.25%)

Average National Interest Rate (30-Year DSCR): 7.92% (down 0.24% from last week)
Most Active DSCR Counties: St. Louis, MO (10 loans) || Essex, NJ (8 loans) || Philadelphia, PA (7 loans)

Here's how it works:

Lightning Docs puts best-in-class, law firm-grade loan documents at your fingertips. 


Complete a brief questionnaire with some basic information about your loan, such as: the loan amount, loan term, interest rate, etc.


Lightning Docs assesses the terms entered, and tailors your loan document set to your specific transaction.


Download your documents with the peace of mind that all relevant terms and provisions are included to keep you protected and out of litigation!

Loan Capabilities

Lightning Docs can handle ANY type of business purpose loan, in ANY of the 50 states. Regardless of the collateral property type, loan product, loan amortization, etc. – Lightning Docs has you covered.

All Loan Products

Short-Term Bridge, Fix & Flip, Construction, Ground-Up, Commercial, 30-Year Loans, DSCR Rental, Portfolio Blankets, Cosmetic Rehab, Rental, Perm and Mini Perm Loans, and many other product types

Loans Secured by All Property Types

SFR, Multifamily, Commercial, Industrial, Warehouse, Mixed-Use, Hospitality, and Land

Any Loan Amortization

ARM, Interest-Only, Partial and Full Amortization, I/O to Full or Partial, and all other types of amortization