ABOUT US

Automating Success

Bringing the most advanced technology to the private lending industry, Lightning Docs is the only platform of its kind that was built specifically for business purpose loan transactions. Crafted by Geraci LLP, the nation’s leading private lending law firm, Lightning Docs strives to bring its users peace of mind and ease of use while producing their loan documents. 

Trusted by over 60% of the nation’s top private lenders, Lightning Docs’ primary goal is to help mitigate your workload while helping facilitate your company’s growth. From its inception, Lightning Docs has watched its initial user base consistently expand their businesses, and grow by more than 223%! With over 4,000 transactions each month, and 50+ billion dollars of originations, Lightning Docs is truly the most trusted document provider in hard money lending.

In addition to the hundreds of private lenders who use the system, each day, Lightning Docs is also the only document automation software that was built and actively used by attorneys. Not only does its founding company, Geraci LLP, use it to draft hundreds of document sets, each day, it is also used by many other private lending law firms to help draft documents for their clients. While rewriting loan document sets to conform to different states’ laws and regulations used to be an attorney’s worst nightmare, Lightning Docs now makes it a breeze; and our built-in compliance warnings are an attorney’s best friend. 

Our core values focus on providing a positive experience for our users, while staying current with industry trends and harnessing the latest technologies. When you are successful, we are successful, which is why our reason for existence is automating your success!

ORIGIN STORY

Lightning Docs is a fully automated, cloud-based loan document solution that gives YOU the power to draft your own attorney-grade loan documents. Lightning Docs was born out of a need to streamline Geraci LLP’s internal loan documentation process. After developing some initial automations, the attorneys and partners at Geraci soon realized the industry-changing implications this software could have on private lending. They began building out countless loan, borrower, property, and amortization options for all 50 states within the system, which later would become Lightning Docs.

API & LOS Integration

Our sleek new Lightning Docs interface allows for API integrations, making it the perfect solution for those looking to harness the most modern technology available in business purpose lending. This new capability allows your loan information to be automatically transferred from your loan origination system, into Lightning Docs, without ever needing to leave your LOS software – completely eliminating the need for manual data entry. 

Products

50 State Loan Documents

Lightning Docs is equipped to draft any type of business purpose loan, securing any type of collateral property, in any of the fifty states.

Loan Extensions

Does your borrower need a bit more time to repay their loan? LD will allow you to repurpose your loan document set into a loan extension, with minimal effort!

SNDA and Tenant Documents

If your loan is secured by a commercial property, with a tenant occupying some of the space, you can now include an SNDA and Tenant Estoppel with your loan package.

NY CEMA/EMA Documents

If you're lending in the state of New York, you can draft a loan consolidation, extension, modification agreement to avoid paying the mortgage tax.

custom features
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in loan originations
$ 0 Billion
loans drafted
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Built and used by attorneys

Easy-to-use interface

Hundreds of customization options

Docs approved by all major loan buyers

Can be used for rated and unrated securitizations

No re-draw fees or contract period

All Business Purpose Loans

  • Fix & Flip
  • Construction
  • Ground-Up

Loan Document Types and Features

  • Loan Agreement
  • Note
  • Guaranty
  • Deed of Trust/Mortgage
  • Environmental Indemnity
  • Arbitration Agreement
  • State & Federal Mandated Disclosures
  • Proprietary Forms to Mitigate Litigation Risk
  • Certificate of Non-Owner Occupancy
  • Business Purpose Certificate
  • Corporate Authorizations

Reach out today to see how Lightning Docs can revolutionize your loan documentation process!