Having the option to allow the borrower to defer their interest payments until they pay off the loan can be a useful arrow in the

Many of us in the transactional real estate world have a working knowledge of title insurance and how vital it is to protect one’s interests. 

Obtaining robust and extensive title insurance coverage is the most desirable outcome in most cases.  But what happens when you’ve been expecting a policy with

A title policy’s coverage only goes so far. To expand coverage lenders often choose to obtain several endorsements to the policy to cover certain issues.

There are two ways to affect a change to the loan documents after they have been executed and the loan has been closed: a corrective

Who is signing your loan documents?  Does it matter? We hope you have an answer to the first question. The answer to the second question

Usury is a term that refers to the law that sets a maximum interest rate on certain loans in a given state.  These laws vary

Prepayment penalties, or “prepayment premiums” as we prefer to call them, are the charging of a fee in lieu of interest that would have otherwise

Thankfully, only a handful of states require a license to lend or to broker or service a loan, but when a license is required, strict