Of course! Click here or here to view recorded demos.

We would also love to schedule a live demo with you. Our client relations team will walk you through the entire process and answer your questions. Contact us to set up a live demo.

No! We do not charge re-draw fees, so you can edit the same set and export your documents as often as you need without being charged. Per the terms of the licensing agreement, a user may modify the terms of a pre-existing loan in an interview, but must initiate a new interview for every new loan file.

Yes. We currently integrate with LOS providers such as Mortgage Automator, The Mortgage Office, Liquid Logics, and LendingWise. We can also build custom integrations and APIs. Reach out to your Lightning Docs representative for more information. 

After signing a license agreement, you can test the system by toggling the “test file” button at the top of the Lightning Docs interview. We will remove any “test” documents from your billing cycle.

Yes, as long as edits are made without violating the license agreement. We recommend making most changes by updating the interview within the system itself to avoid mistakes.

Yes, our team can custom code interview answers as well as language within the loan documents. Please connect with your Lightning Docs representative for more information.

Cost and turnaround time varies depending on the complexity of the custom coding. Reach out to your Lightning Docs representative to obtain pricing and timing for your specific needs.

We do not sell our loan document sets. However, Lightning Docs may be beneficial for you and your team — here’s why:

1. Our system is constantly updated to keep current with compliance requirements in different states, so you will always have access to the most up-to-date set of loan documents.
2. Our online system is extremely user-friendly and only takes about 10 minutes to generate 90+ pages of documents. It sounds like you already have some experience with drafting documents, so you should have no trouble navigating through our portal!
3. Our Lightning Docs program is significantly cheaper than if a law firm were to draft the documents for you, and the price per loan can decrease depending on how many you draft in a month (Lightning Docs costs a standard $500/loan no matter the terms, while attorney drafted loan document fees often start at $1,000/loan and will likely increase based on the terms.)

4. You may engage with Geraci LLP directly to provide legal services, including attorney review of title reports and entity documents to ensure everything checks out. Choosing this option is still cheaper than having a law firm draft the loan documents for you as Geraci LLP’s fee to perform an entity review starts at $350 compared to $1,000+ to draft loan documents.

Unfortunately, no. The system is designed to provide all of a lender’s closing documents and does not produce broker-specific documents.

While Lightning Docs is not a law firm, we work closely with Geraci LLP who offers the following services to Lightning Docs customers:

Scope:

1. Review of entity documents to verify signature authority.
2. Review of entity documents to break down membership interests.
3. Confirm active status and whether foreign registration has been properly completed.
4. Advise on how to address/resolve any discrepancies or issues upon review of the entity documents.
5. Provide guidance on how to properly complete the Lightning Docs interview so the correct signature block populates.
6. Review of the Preliminary Title Report to advise on which exception items should be deleted (if any).

Turn Time:

The standard turnaround time will be the end of the following business day unless a rush is requested.

Lightning Docs can generate loan documents in all 50 states using state-specific disclosures and language. We recommend consulting with the attorneys at Geraci LLP to ensure you know the licensing, usury, and other considerations in the state you wish to lend.