Prepayment penalties, or “prepayment premiums” as we prefer to call them, are the charging of a fee in lieu of interest that would have otherwise

Usury is a term that refers to the law that sets a maximum interest rate on certain loans in a given state.  These laws vary

Who is signing your loan documents?  Does it matter? We hope you have an answer to the first question. The answer to the second question

There are two ways to affect a change to the loan documents after they have been executed and the loan has been closed: a corrective

A title policy’s coverage only goes so far. To expand coverage lenders often choose to obtain several endorsements to the policy to cover certain issues.

Obtaining robust and extensive title insurance coverage is the most desirable outcome in most cases.  But what happens when you’ve been expecting a policy with

In the recent economic environment of rising rates and inflation, fixed interest rate loans, which are simple, easy to calculate, and provide a predictable future

The American Land Title Association (ALTA) updated the loan policy and various endorsements, among other things, from their 2006 versions in bits and pieces over

Many of us in the transactional real estate world have a working knowledge of title insurance and how vital it is to protect one’s interests.