December is a natural time to reflect on the past year and plan for the one ahead. 2024 was an absolutely wild ride for our

The expectation of rate cuts by Jerome Powell and the actual reduction in the Fed rate by 50 bps instead of the much anticipated 25

Having the option to allow the borrower to defer their interest payments until they pay off the loan can be a useful arrow in the

Obtaining robust and extensive title insurance coverage is the most desirable outcome in most cases.  But what happens when you’ve been expecting a policy with

The American Land Title Association (ALTA) updated the loan policy and various endorsements, among other things, from their 2006 versions in bits and pieces over

Many of us in the transactional real estate world have a working knowledge of title insurance and how vital it is to protect one’s interests. 

Prepayment penalties, or “prepayment premiums” as we prefer to call them, are the charging of a fee in lieu of interest that would have otherwise

Usury is a term that refers to the law that sets a maximum interest rate on certain loans in a given state.  These laws vary

Who is signing your loan documents?  Does it matter? We hope you have an answer to the first question. The answer to the second question